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Auto Loans

With our friendly lenders and competitive rates, getting into a new vehicle is easy.


  • Competitive interest rates for new or used vehicles
  • Budget-friendly repayment terms
  • 100% financing available on all purchases (Rates, Terms and other conditions will apply, consult with one of our Loan Officers for the full story)
  • Refinance vehicles financed elsewhere to lower your rate and monthly payments
  • Free pre-approvals for extra buying power when negotiating
  • No Processing or Application Fees or Pre-payment penalties
  • Local, in branch decision making and processing. It stays with us.
  • Friendly, attentive service from start to finish

Mechanical Repair Coverage We have available to all our members who have a loan with us or not an option to purchase Mechanical Repair Coverage. The may help limit unexpected covered reapir costs as your vehicle ages, potentially saving you thousands of dollars in repairs. What's more, it works at any authorized repair facility in the U.S. or Canada. To see alist of all available plans click here. Coverage Benefits can include:

  • Rental reimbursement
  • 24HR emergency roadside assistance
  • Travel expense reimbursement
  • and many more! View more benefits here

We also now offer GAP Coverage! (Guaranteed Asset Protection) Our program can help cushion you and your family against sudden out of pocket expenses and goes beyond traditional GAP protection. Here's how it works. Gap coverage can help fill the gap between what you vehicle insurance will pay and what you owe on your loan, if your vehicle is deemed a total loss. Plus, it helps you get into your next vehicle by reducing your next loan at the credit union by $1000 or more!

If you add Deductible Assistance, it provides financial relief when your vehicle is damaged, but not deemed a total loss. If auto repairs cost more than your deductible, the deductible amount is applied to your next loan, reducing what you owe.

A wrecked vehicle can wreak your finances if you owe more on your loan that your insurance will pay. Gap can be offered on Motor Vehicles, Powersport, Watercraft and RV. Let us help you with additional coverage. Just ask! Visit the website to learn more.

Vehicle (Rates As Low As) Term APR
New Vehicles (2022-2024) 24 Months 4.24%
New Vehicles (2022-2024) 36 Months 4.49%
New Vehicles (2022-2024) 48 Months 4.49%
New Vehicles (2022-2024) 60 Months 4.99%
New Vehicles (2022-2024) 72 Months 5.30%
New Vehicles (2022-2024) 84 Months 5.60%
New Vehicle: Current or last model year with <30,000 miles and factory warranty remaining .

80% LTV

Vehicle (Rates As Low As) Term APR
Used Vehicles (2019-2021) 24 Months 4.24%
Used Vehicles (2019-2021) 36 Months 4.49%
Used Vehicles (2019-2021) 48 Months 4.99%
Used Vehicles (2019-2021) 60 Months 5.24%
Used Vehicles (2019-2021) 72 Months 5.74%
Used Vehicles (2019-2021) 84 Months 6.24%
Used Vehicles (2014-2018) 24 Months 5.99%
Used Vehicles (2014-2018) 36 Months 6.99%
Used Vehicles (2014-2018) 48 Months 7.74%
Used Vehicles (2014-2018) 60 Months 7.99%
Vehicles older than 2014, please see a loan officer to learn more.

Updated 01/09/2024

Apply Today!

Fill out our loan application by clicking the blue box below

Do you need to upload documents to send to your loan officer? Use this feature below ONLY to upload pay stubs, bank statements and more! WE DO NOT RECOMMEND YOU EMAIL ANYTHING PERSONAL! Please use the feature below instead to securely upload your important loan documents.


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Home Mortgage Loans

Homeownership is easier with local lending advisors and decision making.