Federal Credit Unions exists to provide financial services that make a difference in our members' lives and in the communities we serve.
We Offer:
- A great work environment with training, mentoring and career opportunities;
- Competitive compensation, dependent on relevant experience;
- Employer Benefits including – Medical and Vision (CU makes substantial contributions to premium cost) , Short & Long Term Disability & Life insurance (fully paid for by the credit union), and generous employer matching contributions to your Health Savings and 401(k) Accounts;
- Paid Holidays and allowances for Personal, Annual and Sick leave;
- Employee Net Income sharing, plus;
- Access to optional Supplemental and Group Life insurance programs.
Browse our available positions below, then fill out our application below. You can either print at home and fill in by hand or complete it electronically. Then mail or deliver it to one of our branch locations . You can also securely upload your application below or email it to us at jobs@swmcfcu.org. Applications with SWMCFCU are only valid for 120 days. Consideration for employment after 120 days requires a new application. A full application package includes an employment application and resume to be considered for a position. You can also upload your resume below as well.
Southwest Community FCU is an Equal Opportunity Employer
Use this section below ONLY to submit resumes, cover letter and/or your complete employment application after you fill it out with the above link first.
loan Clerk 1 in dillon, mt
Position open until filled
Salary DOE
Job Summary:
The Loan Officer I is responsible for soliciting, negotiating, underwriting and coordinating the closing of routine consumer, residential, equipment, commercial building and business loans in compliance with Southwest Montana Community FCU's lending policies and procedures; develops relationships with members; and promotes business for the Credit Union by maintaining good customer relations and referring members to appropriate staff for new services. The position of Loan Officer I assists in attaining established Credit Union goals through active participation in sales management and marketing of the Credit Union’s services and products. Courses and training may be required.
The Loan Officer I is responsible for soliciting, negotiating, underwriting and coordinating the closing of routine consumer, residential, equipment, commercial building and business loans in compliance with Southwest Montana Community FCU's lending policies and procedures; develops relationships with members; and promotes business for the Credit Union by maintaining good customer relations and referring members to appropriate staff for new services. The position of Loan Officer I assists in attaining established Credit Union goals through active participation in sales management and marketing of the Credit Union’s services and products. Courses and training may be required.
Essential Duties and Responsibilities and Expectations:
Include the following, other duties may be assigned.
- Meets with members to gather information and advises on loan products.
-Evaluate loan applications and documentation
-Analyze financials, property evaluations, credit reports and other variables for loan approval.
-Maximize Credit Union profitability through the appropriate pricing of new loan originations, fee income and selling of bank products and services.
-Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority as needed.
-Approve loans or recommend denial of loan and follow processes for each.
-Review agreements for accuracy.
-Promote additional insurance or other products to members.
-Conduct internal loan reviews.
-Perform month end tasks such as matured loan modifications and credit bureau reports.
-Work with a more senior level loan officer when handling and negotiating delinquencies.
-Work with members to resolve complaints and other issues.
-Maintain an up-to-date and comprehensive knowledge on all credit union products and services, this includes answering basic member inquiries regarding interest rates, service charges and account histories while complying with disclosure requirements, regulations and consumer privacy policies. Coordinate with other departments and refer members to departments/personnel providing specialized services as necessary.
-Maintain an up-to-date comprehensive knowledge and abide by all Credit Union related policies, procedures, rules and regulations, including but not limited to Bank Secrecy Act, Fair Lending, Know Your Member, robbery, safety and security procedures.
-Follow all credit union policies and procedures.
-Represent the credit union in a positive and professional manner with all people including fellow employees, members, management, board members and outside vendors.
-Attends and participates in meetings as required.
-Completes required courses as assigned for ongoing compliance and continuing education.
-Attends and participates in meetings as required.
-Completes required courses as assigned for ongoing compliance and continuing education.
- Report to work on time each scheduled day.
Teller 1 in Dillon, MT
Position Open Until Filled
Salary DOE
Job Summary:
The teller meets the needs of members by providing quality service. Performs transactional duties to serve members by receiving or paying out funds with high accuracy. Maintain accurate transactional records. Provide cash receipt and payment services in accordance with credit union policies and procedures. Present and explain a basic number of credit union products and services to members. This person requires an ability to communicate effectively with prospective and current members and to represent the credit union in a positive and professional manner. Courses and/or training may be required.
Essential Duties and Responsibilities and Expectations:
Include the following, other duties may be assigned.
-Greet and welcome members to the credit union in a courteous, professional and timely manner, providing prompt, accurate and efficient member transactions.
-Receive share drafts/checks and cash for deposit to accounts, verify amounts, examine share/draft checks for proper endorsement, and enter deposits into computer records.
-Assist with telephone, mail, or night deposit transactions as needed and record proper information according to credit union procedures.
-Cash share drafts/checks and process withdrawals; pay out money after verification of signatures and member balances.
-Place holds on accounts for uncollected funds.
-Receive consumer loan, home loan and other payments, ensure accuracy when posting to the computer. Generate member receipts.
-Buy and sell currency from the vault as necessary, ensuring that the teller drawer cash limits are not exceeded.
-Ensure teller station is properly stocked with forms, supplies, brochures, etc.
-Balance cash drawer daily, compare totaled amounts to system generated balance sheet. Research and resolve any discrepancies. Report any discrepancy to the supervisor as necessary.
-Provide inbound call support as needed
-Obtain an up-to-date and comprehensive knowledge on all credit union products and services, this includes answering basic member inquiries regarding interest rates, service charges and account histories while complying with disclosure requirements, regulations and consumer privacy policies. Coordinate with other departments and refer members to departments/personnel providing specialized services as necessary.
-Obtain an up-to-date comprehensive knowledge and abide by all Credit Union related policies, procedures, rules and regulations, including but not limited to Bank Secrecy Act, Fair Lending, Know Your Member, robbery, safety and security procedures.
-Follow all credit union policies and procedures.
-Represent the credit union in a positive and professional manner with all people including fellow employees, members, management, board members and outside vendors.
-Attends and participates in meetings as required.
-Completes required courses as assigned for ongoing compliance and continuing education.
IT Specialist in Anaconda, MT
Open Until Filled
Salary DOE
Job Summary:
Assist with managing Information Technology duties and maintaining the network infrastructure of the credit union. Manage and maintain credit union products and/or responsibilities overseen by the Information Technology Department.
Courses and/or training may be required.
Assist with managing Information Technology duties and maintaining the network infrastructure of the credit union. Manage and maintain credit union products and/or responsibilities overseen by the Information Technology Department.
Courses and/or training may be required.
Essential Duties and Responsibilities and Expectations:
Include the following, other duties may be assigned.
-Provide technical support and consultation in the use and operations of computer operating systems.
-Evaluate technical requirements for any and all upgrades in hardware/software.
-Maintain databases and libraries including system security functions.
-Evaluate and procure new technology and computer supplies according to budgetary line items.
-Ensure all software licenses are maintained.
-Support the credit union’s local area and wide area network hardware and software to ensure back-end functions, systems, PCs, servers, and all peripheral products are operational.
-Research and diagnose IT problems within the entire infrastructure, troubleshoot, and provide solutions.
-Provide individual support to end users via the phone, in-person, or on-line to answer questions or resolve problems.
-Plan, organize and implement technical projects, including coordinating production releases, roll outs, delegating tasks, and presenting on projects’ progress and results.
-Maintain an up-to-date, comprehensive knowledge of all Credit Union related policies, procedures, rules, and regulations, including but not limited to Bank Secrecy Act, Fair Lending, Know Your Member, robbery, safety and security procedures.
-Follow all credit union policies and procedures.
-Represent the credit union in a positive and professional manner with all people including fellow employees, members, management, board members and outside vendors.
-Attend and participate in meetings as required.
-Completes required courses as assigned for ongoing compliance and continuing education.
-May be requested to travel to other branches, or facilities.
-Report to work on time each scheduled day.
