Multigenerational family sitting at their dining table together eating and laughing

Share Savings Account

More than just savings — this account is your key to membership.


  • Savings account that pays competitive dividends
  • Your share of ownership in Southwest Montana Community FCU
  • Dividends paid quarterly; based on average daily balance
  • Maintain a $25 minimum balance to keep account open
  • 5 free debits per month; $1 fee for withdrawals in excess thereafter (after the 6th electronic debit, the item may be returned)
  • Free online banking
  • Free quarterly statements
  • Free mobile banking
  • $25 minimum deposit to open
  • Federally insured by NCUA up to $250,000

Couple holding each other on a porch while looking at mountain scape
Home Mortgage Loans

Homeownership is easier with local lending advisors and decision making.