Southwest Montana Community Federal Credit Union

special announcement

SWMCFCU Announces Merger with High Peaks FCU in Dillon, MT 


Father and daughter smiling at grocery store while picking up produce
Free Kasasa cash checking

Get paid to bank with us — up to 3.25% APY* — regardless of your balance.


Woman hiking in green forest with foggy mountain scape ahead
Mobile banking

Bank from anywhere with mobile banking.


Hand holding floating dollar sign to represent money icon

Open an Account

Find the right checking account for you.

Person icon

Join Today!

Bank with a local partner you can trust.

Rate percentage sign icon

Current Rates

See how much your money can earn you.

Computer monitor with dollar sign icon

Online Banking

Manage your accounts right from your device.

Location pin on map icon

Locations & Hours

We'd love to see you in person!

Our Mission

Southwest Montana Community Federal Credit Union delivers professional financial services with a personal, hometown touch. We value our relationships with each of our members, from those opening their first checking accounts to those applying for home loans. As a credit union, our business decisions are grounded in benefiting our membership. Everything we do, we do for you! 

Winding road nestled between mountain and forest with a single car driving on it
Auto Loans

Rely on us when it's time to find a reliable vehicle.


Business Accounts

Whether you are launching or expanding, we have you covered!

Versatility for all business sizes. Free online banking, mobile banking, bill pay and estatements. 

View Business Checking

Enjoy flexibility with enhanced access to funds. This account has greater earnings.

View Business Money Markets

Set a side for the future. Earn greater, competitive dividends vs. our regular savings account. 

View Business Share Certificates

Woman relaxing on couch while smiling and holding her tablet and credit card

Credit Cards


Why wait? Get what you need as soon as you need it with a Visa® credit card.

Person on a hike walking on a rope bridge that crosses over a stream

IRAs


Ensure a secure future - we offer competitive rates on traditional and Roth options. 

Young girl smiling and playing in a field at golden hour

Kasasa Protect™


Fraud is on the rise. This one-stop defensive strategy operates around the clock.