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Southwest Montana Community Federal Credit Union Welcomes a Merger with High Peaks Federal Credit Union out of Dillon Montana.
Below, we have a variety of FAQs that will help answer many common questions both memberships may be wondering.
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On April 13th, 2026, High Peaks will officially be merged into Southwest Montana Community Federal Credit Union. High Peaks debit cards will be inactivated, and members will need to make sure their new debit card is activated. If you need to update your mailing address before new debit cards are sent out, please see a teller to have that updated.
More to come, check back with us.
Not at this time. We will offer all our suite of products and services to all High Peaks members, but there is no need for change if you are happy with what you have.
Yes. Funds on deposit at the new combined SWMCFCU will continue to be insured by NCUA up to $250,000. If you have questions or concerns about your deposits, please contact one of our knowledgeable Member Service Representatives.
Can High Peaks or SWMCFCu members use any Branch Location for Transactions Right Now?
We are working to make accommodations for all of our members during the initial merger phase. Please use patience as we maneuver through this phase.
Will My Direct Deposit and Social Security Deposits Continue to work?
Yes. Direct deposits and electronic payments that have been settling to your SWMCFCU or HPFCU accounts will continue as you are accustomed.
Not at this time. The routing numbers for each institution will remain the same. Direct deposits and automatic payments will continue without interruption.
