Share Savings

Share Accounts
  • A $25 Membership Share is required and is your minimum balance.
  • Your first 5 withdrawals each month are free.
  • You receive quarterly statements.
  • Dividend rates (interest) are generally higher than share draft accounts and are paid quarterly.
Certificates of Deposit
  • A fixed-rate investment that provides higher earning potential for terms of 3 months or more.
  • Minimum investment required is $500.
  • Substantial penalty for early withdrawal
  • Deposit insured to $250,000 by the NCUA a government agency.

Christmas Club
  • No minimum balance is required.
  • Dividends (interest) are paid quarterly.
  • Christmas Club checks are sent out on November 1 of each year.

IRA's
  • Use a Share or Certificate account or both.
  • Competitive rates
  • Quarterly statements