APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 10/30/2017. APY will vary depending on amount on deposit.

Kasasa Cash*Learn More

Tier Rate APY
0 - $10,000 1.982% 2.00%
$10,000+ 0.20% 2.00% to 0.36%
Qualifications not met 0.05% 0.05%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction(s)
  • At least 12 debit card purchases

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

 

Kasasa Saver*Learn More

Tier Rate APY
0 - $10,000 0.499% 0.50%
$10,000+ 0.20% 0.50% to 0.23%
Qualifications not met 0.15% 0.15%

Qualifications

Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction(s)
  • At least 12 debit card purchases

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

 

Share AccountsLearn More

Account APY
Membership Share 0.15%
Legacy Share Draft Checking 0.05%
IRA Share Accounts(a) 0.50%

Money Market AccountLearn More

Tier APY
$0 - $4,999(b) 0.20%
$5,000 - $24,999(b) 0.20%
$50,000 - $99,999 0.20%
$100,000+ 0.20%

Share Certificates of DepositLearn More

Term APY
3 Months 0.10%
6 Months 0.20%
12 Months 0.30%
24 Months 0.45%
36 Months 1.00%
48 Months 1.10%
60 Months 1.25%

90-day penalty for early withdrawal.

New Vehicles Learn More

Vehicle Term APR
New Vehicles (2016 - 2017) 24 Months 2.99%
New Vehicles (2016 - 2017) 36 Months 2.99%
New Vehicles (2016 - 2017) 48 Months 2.99%
New Vehicles (2016 - 2017) 60 Months 3.25%
New Vehicles (2016 - 2017) 72 Months 3.35%
New Vehicles (2016 - 2017) 84 Months  3.50%

Used Vehicles Learn More

Vehicle Term APR
Used Vehicles (2014 - 2015) 24 Months 3.25%
Used Vehicles (2014 - 2015) 36 Months 3.25%
Used Vehicles (2014 - 2015) 48 Months 3.25%
Used Vehicles (2014 - 2015) 60 Months 3.50%
Used Vehicles (2014 - 2015) 72 Months 4.25%
Used Vehicles (2010 - 2013) 24 Months 4.75%
Used Vehicles (2010 - 2013) 36 Months 4.75%
Used Vehicles (2010 - 2013) 48 Months 4.75%
Used Vehicles (2003 - 2009)  24 Months 6.50%
Used Vehicles (2003 - 2009) 36 Months 7.50%
Used Vehicles (2003 - 2009) 48 Months 8.50%

Home Mortgage LoansLearn More

Type / Term APR
1st Mortgage
80% LTV: 0 / 120 Months 3.50%
80% LTV: 121 / 180 Months 3.75%
80% LTV: 181 / 360 Months 3.90%
2nd Mortgage
0 - 180 Months 5.75%
180+ Months 6.00%

Home Equity LoansLearn More

Type APR
Home Equity Line: First Mortgage 5.20%
Home Equity Line: Second Mortgage 5.50% 

HELOC Disclosure

Maximum Loan Amount is $65,000. Loan amount is based on maximum of 80% of appraised value or taxable value (county assessment) 5 year review.