Rates

Qualifications

Earning the full rewards is so easy, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH payment, or bill pay transaction(s)
• At least 12 debit card purchases

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Qualifications

Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH payment, or bill pay transaction(s)
• At least 12 debit card purchases

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

90-day penalty for early withdrawal on all other Share Certificates.

Maximum Loan to Value for Unimproved Land of 70%.  Maximum Loan to Value with Improved Land 75%.

Construction loans limited to open draw period of 1 year.  More details apply consult with one fo our loan officers for the full story.

HELOC Disclosure

Maximum Loan Amount is $65,000. Loan amount is based on maximum of 80% of appraised value or taxable value (county assessment) 5 year review.